Planning ahead is an important step to help overcome financial difficulties. If your outgoings exceed your income, then you will have a problem. So take the first step by understanding your expenditure and establishing how you can bring your outgoings down to match your income. Please include everything and, more importantly, ask yourself if each item is essential. In this way you may identify potential cost savings that can be made.
Our Budget calculator is based around the Common Financial Statement (CFS) of which Apex/Cabot subscribe to. When your information exceeds these trigger figures we may need to contact you to understand the reason for this, so should your circumstances require and increased expenditure in a certain area with the budget calculator please detail this within the comments section of this budget calculator so that we can better understand your situation.
PLEASE NOTE – ALL FIGURES SHOULD BE ENTERED AS MONTHLY AMOUNTS